How to be a good branch president, various state-owned banks, joint-stock commercial banks, savings banks have tried their best to seize the limited financial market, and many powerful foreign banks are also pouring in, coupled with some powerful enterprises do not focus on doing industry but the establishment of rural banks, small loans, etc., are eager to get a share of this. The development of traditional banks has entered a new period and a new stage, facing new situations and new problems.